Current Mortgage Rates
Updated weekly| Loan Type | Rate | Min Down | PMI |
|---|---|---|---|
| 30-Yr Fixed Conventional |
6.35% | 3% | Yes, if <20% down |
| 15-Yr Fixed Conventional |
5.84% | 3% | Yes, if <20% down |
| Jumbo 30-Yr Fixed |
6.56% | 10% | Yes, if <20% down |
| FHA 30-Yr Fixed |
6.18% | 3.5% | MIP required |
| VA 30-Yr Fixed |
5.95% | 0% | No PMI |
| USDA 30-Yr Fixed |
6.25% | 0% | Guarantee fee |
Daily national average lock rates from Optimal Blue Mortgage Market Indices via FRED®. Rates are national averages and may vary by lender and borrower qualifications.
Mortgage Payment Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and PMI.