Current Mortgage Rates
Updated: March 26, 2026| Loan Type | Rate | Min Down | PMI |
|---|---|---|---|
| 30-Yr Fixed Conventional |
6.35% | 3% | Yes, if <20% down |
| 15-Yr Fixed Conventional |
5.84% | 3% | Yes, if <20% down |
| 5/1 ARM Conventional |
6.56% | 5% | Yes, if <20% down |
| FHA 30-Yr Fixed |
6.18% | 3.5% | MIP required |
| VA 30-Yr Fixed |
5.95% | 0% | No PMI |
| USDA 30-Yr Fixed |
6.25% | 0% | Guarantee fee |
Rates from Freddie Mac PMMS and national lender averages. Updated weekly. Rates are estimates and may vary by lender and borrower qualifications.
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